List of Student Loan Refinance Lenders

Student Loan Refinance

Looking to refinance and/or consolidate your private or federal student loan debt? Here is a list of lenders which specialize in relieving your student loan payments and lowering your interest rate. Lenders vary by acceptance of credit scores, loan amount, and other factors. Look through the table below and find the lender that’s right for you!

When you apply, most banks and lenders will look at your credit score, annual income, savings, and college degree type (or proof of enrollment if still in school). If you meet these requirements, you might be a good candidate for student loan refinancing and/or consolidation! If you don’t think you meet the requirements, you can still apply with a cosigner to increase your chances of getting approved for a better student loan.

LenderLowest Variable RateLowest Fixed RateLongest Term (Years)Minimum Credit ScoreMaximum Amount
Darien Rowayton Bank3.64%4.20%20680No Max
SoFi2.34%3.38%20650No Max
earnest2.40%3.60%20No MinNo Max
CommonBond2.32%3.37%20No Min$500,000
Citizens Bank2.38%3.74%20680$225,000
LendKey2.21%3.25%20680$175,000
Discover Bank3.62%5.99%20No Min$150,000

*All information subject to change, check with lender for the most recent loan requirements

Helpful Resources
4 Things to Think About When Refinancing Student Loan Debt